As French based mortgage brokers we have access to the whole of
the French market and are able to offer you the best in terms
of interest rates, mortgage products and advice.
Due
to the ever changing nature of the French mortgage market, the
French mortgages outlined on this page are just a small selection
of typical rates and types of mortgages we can offer you. Please
contact us for full details of all French
mortgages available.
Capital
Repayment French Mortgages for property purchases:
- up to 85% Loan to Value mortgages available in most cases
on a tracker, fixed or capped interest rate basis with a minimum
mortgage amount of 50 000 Euros.
- up to 80% mortgages available with excellent interest
rates for all mortgages over 21 500 Euros.
- Tracker rates available from as low as 2.95% based on
the Euribor 3 month index on an 80% basis.
- Long term fixed rate mortgages offer peace of mind and
stability throughout the entire term of the mortgage.
Enquire
Now.
Interest
only Mortgages:
Interest only mortgages are not as common in France as in the
UK or US, however more lenders are providing them although the
eligibility criteria is stricter than with a capital repayment
mortgage. Types of interest only mortgages available in France
are:
- up to 100% of the property purchase price with a minimum
of 20% invested into a French savings plan.
- up to 80% loan to value on a tracker basis without the
need to invest into a savings plan.
- up to 70% loan to value on a fixed rate or tracker rate
basis without the need to invest into a savings plan.
Enquire
Now.
Whilst
each mortgage product is different, we can source mortgages that
will allow you to:
- make overpayments without penalty.
- increase or decrease your monthly payment amount.
- take payment holidays.
- defer payment whilst the property is being built (for off plan
property).
- use an existing life insurance policy.
- switch between interest only and capital repayment as many times
as you wish.
- durations of up to 30 years are available.
Contact
us today to discuss your requirements with one of our mortgage
advisors.
Swiss
Franc (CHF) mortgages for properties in the French Alps:
Lowest rates available in France are with Swiss France mortgages
- find out more here.
French
Equity Release Mortgages currently available:
Find out more on Equity Release mortgages in France here.
French
Re-mortgages & post purchase mortgage finance:
We can also arrange re-mortgages and post finance for your existing
French property. Please contact us directly to discuss available
options and for a personalised study of your situation and whether
re-mortgaging could be beneficial to you.
French
Leaseback Mortgages:
Capital repayment and interest only mortgages are available for
leaseback property mortgages. Please contact us for more details
(mortgage availability depends specifically on the leaseback development).
Enquire Now.
Please note that these examples are non-exhaustive and there are
many more mortgage products available at any given time. If you
wish to obtain more information and a decision in principal, please
complete our decision in principle form.
Want
to find out how we can help? Contact us today!
