Our aim is to offer you the most complete selection of French mortgages available to non-French residents and expats already living in France. We work with over 20 of France's top mortgage lenders and offer you completely independent advice, tailored to your project.

Due to the ever changing nature of the French mortgage market, the French mortgages outlined on this page are just a small selection of typical rates and types of mortgages we can offer you. Please contact us for full details of all French mortgages available.

French Equity Release Mortgages currently available:
- Up to 70% of property value on a capital repayment mortgage. No requirement to justify what the purpose of the equity release mortgage is for (salaried applicants only).

- Up to 40% of property value on either a capital repayment or interest only mortgage. No requirement to justify what the purpose of the equity release is for (salaried and self employed applicants).

- Up to 70% of property value for equity release on either a capital repayment or interest only mortgage for providing the capital is to be used for a clear purpose such as another property purchase, renovations, estate planning etc (salaried and self employed applicants).

French Mortgages for property purchases
- 90% Loan to Value or property price mortgages available in most cases on a fixed or Cap & Collar basis with a minimum mortgage amount of 50 000 Euros.

- 100% mortgages available on property purchases in excess of 300 000 Euros or in exceptional cases lower amounts.

- 80% mortgages available with excellent interest rates for all mortgages over 21 500 Euros.

- Interest only mortgages available on an 80% basis (in some cases 100% but an additional investment would be required).

- Durations of up to 40 years available on certain French mortgages.

French Re-mortgages:
We can also arrange re-mortgages for your existing French mortgage. Please contact us directly to discuss available options and for a personalised study of your situation and whether re-mortgaging could be beneficial to you.


French Leaseback Mortgages:
As well as the 100% mortgages, we have various other mortgages available for leaseback purchases including:

- 100% of the property price ex VAT, fixed or variable up to 25 years term. Ideal for when the developer advances the VAT.

- 90% LTV mortgages where you can keep the VAT once it is reimbursed (available as variable or capped rates).

- 80% mortgages which cover the VAT Inclusive property price, furniture and notary fees up to 30 years term.

- Interest only up to 80% of the property price including VAT, even when the VAT is being advanced!

- Fixed rate mortgages for up to 40 years!

Again, these are just a handful of the mortgages we can offer - we work with over 20 of Frances top lenders enabling us to broker the most suitable mortgage in France for you! Please contact us today with your criteria.

Please note that these examples are non-exhaustive and there are many more mortgage products available at any given time. If you wish to obtain more information and a decision in principal, please complete our decision in principle form.