(from UK) 0800 530 0673 (from elsewhere): +33 (0)4 37 06 53 82 info@frenchmortgagedirect.com

BEST French
Mortgage Rates

The numbers

Here are some examples of the best buy French mortgages currently available. These are examples of “book rates” from French lenders. We often achieve better conditions than standard “book rates” for our clients depending on their individual situation. To obtain your own personalised mortgage quotes please contact us for a no obligation chat.

**Please note that for NON RESIDENTS our minimum mortgage amount is 250 000 Euros**

Other points to consider other than the interest rate, include arrangement fees, early redemption penalties, cost of insurance, cost of bank account etc. Our expert advisors will look further than the interest rate and will help you understand each mortgage and ensure that you get the best solution for your overall needs.

Each mortgage quote we provide will contain the French equivalent of the annual APRC and the overall cost of credit, two factors which are essential in determining the best mortgage.



Rate Term LTV Notes
TBC 20yrs 80% Rate fixed for the term
TBC 25yrs 85% Rate fixed for the term
TBC 20yrs 75% Hybrid Mortgage
TBC 15yrs 80% Rate fixed for the term
TBC 20yrs 75% Mixed Mortgage
TBC 14yrs 75% Interest Only

Loan to Value Ratios


1.95% . 20yrs . Rate fixed for the term


1.75% . 15yrs . Rate fixed for the term


2.80% . 25yrs . Rate fixed for the term


2.20% . 20yrs . Mixed Mortgage


2.20% . 14yrs . Interest Only


2.05% . 20yrs . Capped rate for 7 years

Request a Quote

Drop us a line if you have any questions or would like to enquire about a French mortgage.  Or simply complete a Decision In Principle request (click here) and we will send you personalised quotes within 1 working day – Free of charge.