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Who can benefit from a French mortgage?

Anybody can benefit from a French mortgage, regardless of nationality as the French banks will look at country of residence, income source and income / debt ratio to ascertain whether they can lend to you. Certain countries of residence figure on “black lists” and...

Do French lenders register a charge on the property?

French mortgages are registered for the most part via a notary. The mortgage deed is a notarized deed which is then registered with the national mortgage register (Conservation des hypothèques) and the cost related to this is often referred to as the mortgage...

A word on estate agent fees

When looking for properties online or with agents, you will see them advertised as estate agent fees included, sometimes stating that the fees are to be paid for by the buyer, sometimes the seller. Whilst at the end of the day, the price of what you will pay to own...