Our Blog

Our expert answer: 7 – 8% is a general guide of what fees would be due on an existing properties in France (don’t forget that notary fees are largely made up of taxes). The actual % depends on the price of the property as some of the costs and taxes are set fees or...

Following record numbers of mortgage approvals in France, an increase of 5.4% in 2020 according to the Deputy Director of the Banque de France, the French  authority figure responsible for ensuring financial stability in France (le Haut Conseil de stabilité financiere...

Once again bankers are faced with a headache, this time dictating how much they can charge in terms of mortgage rates. Ever since the European Mortgage Directive came into force a few years ago, French mortgage lenders have been battling between French and European...

An essential requirement in order to obtain a French mortgage, the mortgage life insurance cover you take out with a French mortgage protects the bank and the borrower in case of death and total and permanent incapacity. Since 2010, the Lagarde law allows borrowers to...

The expected launch of the new French government website for British citizens applying for Brexit withdrawal status residency has now been delayed. The new website will now launch on 1st October 2020 instead of 1st July 2020 due to the current sanitary crisis...

Prequalify for a French mortgageBe better prepared for negotiations by being pre-qualified for a French mortgage prior to searching. Now is the ideal time to spend some time finding out how much you can borrow and what mortgage conditions could potentially be...

French mortgages are still available and banks are still working and making mortgage offers. The process is a little slower due to staff levels being lower than usual in the banks so please bare this in mind. French Mortgage Direct are still working and able to...

Now that Britain has left the EU, the French government is in the process of updating their system allowing British citizens to apply for residency permits in accordance with the agreement between the UK and the EU. Whilst Britain left the EU effective from February...

Yes! You don't have to be French or live in France to get a French mortgage. It is possible for residents of most countries to obtain a mortgage in France providing certain conditions are met, that your finances are transparent and income sustainable. We recommend you...