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French lending criteria to tighten

Following record numbers of mortgage approvals in France, an increase of 5.4% in 2020 according to the Deputy Director of the Banque de France, the French  authority figure responsible for ensuring financial stability in France (le Haut Conseil de stabilité financiere...

Not heard of the usury rate? That may change soon!

Once again bankers are faced with a headache, this time dictating how much they can charge in terms of mortgage rates. Ever since the European Mortgage Directive came into force a few years ago, French mortgage lenders have been battling between French and European...

Save €€€€’s on your mortgage life insurance cover

An essential requirement in order to obtain a French mortgage, the mortgage life insurance cover you take out with a French mortgage protects the bank and the borrower in case of death and total and permanent incapacity. Since 2010, the Lagarde law allows borrowers to...