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Brexit residency card update
The expected launch of the new French government website for British citizens applying for Brexit withdrawal status residency has now been delayed. The new website will now launch on 1st October 2020 instead of 1st July 2020 due to the current sanitary crisis...
5 things to do to prepare for buying in France
Prequalify for a French mortgageBe better prepared for negotiations by being pre-qualified for a French mortgage prior to searching. Now is the ideal time to spend some time finding out how much you can borrow and what mortgage conditions could potentially be...
COVID-19
French mortgages are still available and banks are still working and making mortgage offers. The process is a little slower due to staff levels being lower than usual in the banks so please bare this in mind. French Mortgage Direct are still working and able to...
French government updating residency permit website
Now that Britain has left the EU, the French government is in the process of updating their system allowing British citizens to apply for residency permits in accordance with the agreement between the UK and the EU. Whilst Britain left the EU effective from February...
Can foreigners and non French residents get a mortgage to buy French property?
Yes! You don't have to be French or live in France to get a French mortgage. It is possible for residents of most countries to obtain a mortgage in France providing certain conditions are met, that your finances are transparent and income sustainable. We recommend you...
Happy New Year
Consequences of Brexit for British residents buying in France
A question on everyone’s lips at the moment is what effect will Brexit have on British residents wishing to purchase a property in France? Some people are worried that potentially they will no longer be able to buy in France and are rushing to buy before Brexit...
Who can benefit from a French mortgage?
Anybody can benefit from a French mortgage, regardless of nationality as the French banks will look at country of residence, income source and income / debt ratio to ascertain whether they can lend to you. Certain countries of residence figure on “black lists” and...
Do French lenders register a charge on the property?
French mortgages are registered for the most part via a notary. The mortgage deed is a notarized deed which is then registered with the national mortgage register (Conservation des hypothèques) and the cost related to this is often referred to as the mortgage...